Terms & Conditions

UK Only

The pages on this site are only directed at FCA approved and Policyfast approved United Kingdom insurance agents transacting business to UK residents, and comply with appropriate UK legislation and regulation.

Copyright

Copyright in the whole and every part of this site belongs to Policyfast Limited, unless otherwise indicated, and may not be used, sold, licensed, copied or reproduced in whole or in part in any manner or form or in or on any media to any person without the prior written consent of Policyfast Limited.

Accuracy of information

Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up-to-date, no liability can be accepted for any errors or omissions.

Validity of information

If you are in any doubt as to the validity of information made available within these pages, or if you wish to rely on this information, then it may be in your best interests to seek verification by contacting us.

Disclaimer

Policyfast will not be liable (whether in negligence or otherwise) to any person for any error, omission or incompleteness in the information on this web site or lack of availability of the web site.

FCA

Policyfast Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 448039.

PDF Documents

Some documents on our website are in a PDF format. In order to view these documents you must have Adobe Reader version 5 or higher installed on your PC. You can download this software from www.adobe.com

Privacy Policy

We recognise our responsibility to treat the information we obtain about your customers with care. We use personal information about them:

  • To provide you with a quote from our panel of providers.
  • To administer the policy if your client purchases cover.

Some of the personal information we ask you to provide may be sensitive, for example you may have to give us information about your client's health and the health of other people who will be insured to drive a vehicle. We also need to know about any motoring offences that your client and other people who will be insured to drive the vehicle may have. If your client buys one of our policies then we will treat this as having consent to use any sensitive personal data in connection with the administration of your clients policy.

Data Protection Act

On March 1st 2000, legislation concerning the processing of personal data came into effect. The 1998 Data Protection Act replaces the previous 1984 act, and now covers all formats of personal data, including all electronically processed data and information stored as part of a “relevant filing system”.

The implications for Insurers and intermediaries alike are significant, as customers must now have been informed of specific data uses and in most cases provide consent for these uses. This will include day to day use of personal data along with targeted marketing activities.

The act states that, when obtaining personal data from a client, that they (as far as is possible) must be made aware of: -

  • Who is collecting the data (i.e. the firm)
  • Why the data is required (i.e. to assess a risk & for cross selling - each purpose must be specified)
  • Whether the data will be made available to others (i.e. external companies/subsidiaries)

The act requires anyone who is processing personal data to comply with the eight data protection principles of good information handling practice.

  • Personal data shall be processed fairly and lawfully
  • Personal data shall be obtained only for one or more specified and lawful purposes, and shall not be further processed in any manner incompatible with that purpose or those purposes
  • Personal data shall be adequate, relevant and not excessive in relation to the purpose or purposes for which they are processed
  • Personal data shall be accurate, and where necessary kept up to date
  • Personal data processed for any purpose or purposes shall not be kept for longer than is necessary for the purpose or those purposes
  • Personal data shall be processed in accordance with the rights of data subjects under this act
  • Appropriate technical and organisational measures shall be taken against unauthorised or unlawful processing of personal data and against accidental loss or destruction of, or damage to personal data
  • Personal data shall not be transferred to a country or territory outside the European Economic Area (EEA), unless the country or territory ensures an adequate level of protection for the rights and freedoms of data subjects in relation to the processing of personal data (The EEA is made up of the 15 EU states, plus Iceland, Liechtenstein and Norway, but does not include the Channel Isles or the Isle of Man).

The "Data Protection Commissioner" has been empowered to take action to investigate and act upon any breaches, alleged or actual, of the legislation.

For full details of the act and its implications it is suggested that you visit the DP commissioners website www.dataprotection.gov.uk

You should seek independent advice regarding your obligations under the legislation.

Call monitoring and recording

We record telephone calls for monitoring and training purposes and to assist us in preventing and detecting fraud.

Log in security

We would like to remind you to keep any log in details and passwords you have secure at all times. Security details should only be entered on our secure website. We will never ask you to reveal or send your security details to us via email.

Please be on your guard for suspicious emails. If you do receive an email asking you to submit account or security details or if you are suspicious in any way of any communication you are asked to provide over the internet in connection with Policyfast Limited please contact us.

Registered office: Unit 5, Vantage Park, Washingley Road, Huntingdon, Cambs. PE29 6SR. Registered in England No: 5579631

© Policyfast - Authorised and regulated by the Financial Conduct Authority. Ref 448039