Restaurant Insurance

Product Overview

INSTANT QUOTES AND POINT OF SALE DOCUMENTATION

Our Lloyds Cover Holder, City Underwriters Ltd has negotiated special terms for caterers. We are able to offer quotes for Restaurants, Fast Food Takeaways, Cafes, Pubs, Wine Bars, Caterers and other aspects of the Food and Drink industry, including our specialty, Fish & Chip shops.

City Underwriters has become a recognised expert in placing business for restaurants and related businesses and has negotiated the following standard minimum terms with insurers.

  • Business Interruption - £500,000 12 months indemnity period
  • Book Debts - £10,000
  • Goods in Transit - £1,000
  • Money - £5,000
  • Loss of Licence - £100,000
  • Frozen Food - £2,000
  • Glass/Signs/Blinds - £10,000
  • Employers Liability - £10,000,000
  • Public/Products liability - £2,000,000

Any of the above amounts can be increased for an additional premium

Other features of our products include

  • Legal Costs & Expenses (and Employment Compensation Awards)
  • Seasonal increase of stock up to 25% at Christmas and Easter
  • Material Damage providing full perils including Accidental Damage

Registered office: Unit 5, Vantage Park, Washingley Road, Huntingdon, Cambs. PE29 6SR. Registered in England No: 5579631

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