Property Owners' Insurance

Best Of Breed By Name,
Best Of Breed By Nature

Policyfast aims to offer brokers a comprehensive property owners' product for a highly competitive premium.

Our Best of Breed product offers combination of quality, flexibility and value that you and your customers will love. Watch our new video now and find out more about this exceptional product.

As a Best of Breed product, our Property Owners cover has been created in close collaboration with leading A-rated insurers before being tested against some of the best in the market to provide you with something that is not only Best of Breed in name, but in nature.

Best of Breed cover is far-reaching and allows you to cover any tenant type and any property type. We can even offer discounts for voluntary excess, no claims bonus and portfolios.

Emma Snudden a Broker Development Manager and Gemma Holmes, who heads up our Property Owners Department in Policyfast discuss the opportunity that the property owners market presents to brokers. As well as what Policyfast is doing to help brokers make the most of this.

We Won't Be Beaten On Price*

Best of Breed Property Owners doesn't just give you a fantastically high-quality product, it also represents unbeatable value for money. Thanks to our price beat facility* should you find a cheaper quote elsewhere we'll beat it*.

Do You Have A Portfolio Of Properties?

Don’t worry about having to enter in all those properties, if you have a client with 10 or more properties just email the full risk details to and we will quote on the details given.

When the policy is incepted, we will even enter all the properties onto the website for you - all of this within 24 hours!

We like to think that we specialise in this area and have many very large portfolios on our books - if you need help with a Portfolio of Properties, do not hesitate to contact our office.

Key features of the product include:

  • Loss of Rent can be included, often with no extra charge
  • Property Owners Liability included - different levels of indemnity can be selected
  • Legal Expenses available
  • Landlords Contents cover available
  • Properties with 100% flat roof can be covered
  • All adjustments/cancellations are Pro-Rata (subject to £20 Policyfast Fee)

Price Beat Facility

Do you need a better rate? If so, we have a unique rate match facility if our standard rate is not competitive. Simply enter the risk details and at the end of the quotation click the “See if we can beat your target rate!” button, where you will be able to provide us with your target premium.*

*Subject to minimum premiums, underwriters acceptance and terms apply, please call 08003 081 250 for full details.

Acceptable Lets:

  • Professional
  • Student
  • Retired
  • Housing Association & Local Authority/Council
  • DSS / DSS Referrals
  • Unoccupied / Unoccupied pending Sale & non-structural Renovation
  • Asylum Seekers
  • UK Holiday Homes
  • Part Owner Occupied, Part Let properties
  • Single Flats/Maisonettes which form part of a larger building
  • Purpose Built Flats
  • Private Dwellings converted into flats
  • Bedsits

Acceptable Trades include:

  • Offices
  • Shops - including those selling alcohol and tobacco
  • Cafés, Restaurant’s and Take-Away’s including those using deep fat fryer
  • Bakers
  • Guest Houses
  • Public Houses & Wine Bars
  • Sports Clubs
  • Social Clubs
  • Commercial Premises with a residential dwelling above provided both are let

Registered office: Unit 5, Vantage Park, Washingley Road, Huntingdon, Cambs. PE29 6SR. Registered in England No: 5579631

© Policyfast - Authorised and regulated by the Financial Conduct Authority. Ref 448039