This is a specialist, tailor-made combined policy for those in the Art and Antiques trade, such as Art Dealers, Restorers, Galleries, Auctioneers and other associated trades. It is aimed at retail outlets as well as dealers who operate from home and sell at fairs, restorers premises and auction houses.
It is a combined policy where cover can be adapted to meet individual requirements. Cover on stock is on an “All Risks” basis and can include coverage whilst exhibiting at fairs, in transit, whilst at other premises on sale or return or for restoration. Instant quotes and Point of Sale documentation are available.
Features and Benefits
Acceptable occupations include
- Antique Dealers covering all types of stock including, but not restricted to, Jewellery, Silver, Furniture, China, Metalwork, Bronzes and Books
- Restorers dealing with the restoration of all type of Antiques including Furniture, Paintings, Ceramics and Silver
- Art Galleries and Fine Art Dealers
- Auction Houses dealing in all types of antiques including Furniture, Pictures, China, Metalwork, Bronzes and Books
Cover for
- Stock including jewellery, silver, furniture, clocks, paintings, china, glass and the like
- Money
- Buildings
- Fixtures and fittings
- Rent cover
- Public and products liability of up to £5m
- Employer’s liability of £10m
- Business interruption
- Personal accident
- Defective title
- Process cover
- Forged/stolen cheques & credit cards
- Legal Expenses
- Up to 25% No Claims Discount Available
- Multiple Premises can be covered for the same client