Cafe & Coffee Shop Cover Through Policyfast

26 September 2018

With the popularity of coffee shops and cafes rising, you'll need to help ensure your client's doors remain open. Our cafe and coffee shop insurance is an in house scheme facilitated through City Underwriters Ltd which is available through Policyfast.

Reductions on minimum premium for:

  • Cafe
  • Coffee Shop
  • Sandwich Shop
  • Tea Room

All of the above trades are subject to the following for the minimum premium to apply:

  • Claims-free for the last 5 years
  • Undertakes no deep-fat frying
  • Wage roll does not exceed £100k

The policy available offers a wide range of covers at competitive premiums. Starting from just £377.80 including IPT and underwriting fee.

Caterers and Pubs/Wine Bars

We also have an appetite for the following trades:

  • Public Houses
  • Wine Bars
  • Fish & Chip Shops
  • Kebab Takeaways
  • Chinese and Pizza Takeaways
  • Restaurants (all cuisines)
  • Mobile Caterers
  • Pancake/Waffle Houses
  • Ice Cream Parlours
  • Standalone Trailers

With further discounts available for the following favourable features:

  • Fire Alarm within the premises
  • Hygiene ratings over 3*
  • No claims in the last 4 years
  • Staff or insured live above the premises

Legal protection cover is automatically provided under each policy.

Try us today for a high quality competitive product with instant quotations and point of sale documentation.

We are proud to be able to provide a competitive product through DTW1991, an A-rated Lloyds syndicate.

Want more information?

If you have any questions regarding the cafe insurance Policyfast offers, don't hesitate to get in touch with our dedicated team. You can call on 0800 3081 044 or email

Remember: It is of course important to be conscious at all times of FCA rules that require everyone to manage conflicts of interest fairly and not to solicit or accept inducements if this would conflict with your duty to your customers. Your prime consideration when arranging insurance should be to meet a client's Demands & Needs as elicited during the sales process. Only if this requirement is met should a particular Insurer or Scheme be recommended.

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